Category Archives for Mortgages

Tax Efficient Limited Company Director Mortgage

Active Brokers blog how to choose the perfect property Gary Das

As a company director wouldn’t you like to obtain a mortgage in the most tax efficient way possible? As a sole trader, you only have 1 option because mortgage lenders use your net profit before tax to calculate how much you can borrow. As a limited company director you will find a couple of options […]

Continue reading

Buy to Let Remortgage

I had a customer looking to remortgage an existing buy to let who I found a better solution for. I managed to save the client £7,900 over 5 years and here is how… The clients approached me to remortgage their existing buy to let property as their current deal i.e. the fixed interest rate term […]

Continue reading

Active Way To A Dream Home

This is the process we go through to get you your dream home.  It sounds like a lot of work, and it is, but we are more than happy to do as much of this for you as we can. Follow the Active Assessment Process Broker: Strategy call taking roughly 20-30 mins* Broker: Fact find […]

Continue reading

Don’t Forget The Cost Of Buying Or Moving

So many people come to me with a deposit but they haven’t thought about how much it is going to cost to buy a property. Buying a home could be possible with a 5% deposit, there are a limited number of lenders who will consider this, especially if you are self-employed with a growing business. […]

Continue reading

3 Things That Stops Company Directors Getting On The Property Ladder

I deal with thousands of business owners every year, and a good number of those are company directors.  As such, I have a great understanding of the reasons why mortgage applications fail. It usually comes down to three reasons for company directors. Deposit Credit Proving Income Mortgage applications are decided on lending criteria and decisions […]

Continue reading

How to buy a home if your credit rating sucks

The recent economic downturn has trapped many people in difficult financial situations.  If you’re one of these people and you are looking for a way onto the property ladder, having a bad credit history can really feel like a kick in the teeth when it comes to applying for a mortgage. The high street lenders […]

Continue reading

Good News For Self-Employed Business Owners Trying To Get A Mortgage?

There are 4.75 million self-employed people in the UK, according to the Office For National Statistics.  This number has grown steadily and shows no sign of slowing down.  It’s more important than ever that we talk about those Self-Employed business owners who try (and fail) to get a mortgage. Do you know what? I think […]

Continue reading

Everything You Need to Know About Getting a Self-Employed Mortgage

Finding a mortgage as a self-employed person can be difficult. Here are some of the key questions we get asked every day. Our helpful answers will give you some reassurance that getting a mortgage is certainly possible as a self-employed person. Can I get a Self-Employed Mortgage? Being Self-Employed doesn’t mean you can’t get a […]

Continue reading

How To Test Your Dream Home

lavender home feature image blog Active Brokers Gary Das

So, you’ve been property hunting and narrowed down your shortlist of properties to just 1… but how do you know if it’s truly your Dream Home? Follow these 5 tips to test your property and find out if it really could be your Dream Home. 5 ways of knowing if it’s “the One” 1. This might […]

Continue reading

How to Choose the Perfect Property

Active Brokers blog how to choose the perfect property Gary Das

House prices are climbing. With the demand for properties rising and the supply of new build homes still falling short, quality homes are scarce. Many houses don’t linger on the market for long – so when you stumble over a great-looking home, how do you quickly decide that it’s the right property for you before […]

Continue reading
1 2 3 6
Top