Ex-Alcoholics Life Insurance
You must be free of alcohol for at least 12 months before we can help you with getting Life Insurance…
Life Insurance is an essential insurance which helps you to support your family even when you are no longer here to be with them. Active Brokers can help you set up a Life Insurance policy that will pay out a sum of money to your family in the event of your death, allowing you to have the peace of mind knowing that your family will continue to be supported after your passing.
Life Insurance is a good way to ensure that after the care and support your family have shown you throughout your struggle, you can then leave a final gift to them: financial security. As an ex-alcoholic, you may realise the value of a supporting family more than any other person, and Life Insurance is a good way to ensure that you can return this support to your loved ones.
You may find that the cost of Life Insurance is at a higher price for a person who is an ex-alcoholic compared to that of a healthy person. The exact price will depend on how much of a risk the insurer believes you have of relapsing or developing further health problems, there are also other factors which will have an effect on the overall cost such as your age. Your doctor may be contacted for a full report on your health so that the price of your Life Insurance is accurate and based on reliable medical information. We can handle all of this for you so there’s no hassle, our experts will guide you through the process step by step to find you the best policy that will suit your exact needs.
To get a quote you need only click below to speak to our professional advisers who have over 15 years of experience assisting clients with medical conditions and illnesses find Life Insurance policies.
A little bit about Alcoholism…
To be classified as an alcoholic, the sufferer must be addicted and dependent on alcohol. An ex-alcoholic will generally be a person that no longer drinks any alcohol, usually due to the fact that after a certain point if they have any more alcohol, even just one glass, would lead them to death. Although it should also be encouraged that alcoholics become sober before they even get to this stage.
The causes that would drive a person to alcoholism can vary dramatically; usually strong personal reasons are behind the cause. Alcohol is often used as an escape, or a way to relax and celebrate after a hard day or period of time, thus leaving people to rely on alcohol as the solution to difficult problems. The reasons many people stop drinking and become ex-alcoholics is due to the serious health risks that would pose fatal should they continue with the addiction, as usually prompted by an episode brought on by the alcohol that leaves the sufferer in hospital. However, the damage alcoholism can cause to the close family and friends of the sufferer are also a good incentive for the alcoholic to seek help to stop the drinking addiction.
The treatments available to help alcoholics shake the addiction include support groups and counselling sessions. Keeping a drinking diary is recommended so you can record and review how many units of alcohol you consume each week, and you may also be given tips about social drinking and how to continue your life without alcohol.
For more information and support, visit the NHS website and talk to your doctor or GP.