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Lymphoma and Leukaemia Life Insurance

Life Insurance simply means financial security. This is the peace of mind that comes with knowing your loved ones will be safe once you’ve passed away, that you’ll be protecting them once you’re no longer around to watch over them. This type of insurance will pay out a sum of money to your family in the event of your death.

As a sufferer of lymphoma or leukaemia you are just as entitled to Life Insurance as any other person, and you may find that the idea of protecting your dependent family is on your mind more after the support and care they’ve given you. You may find that as a sufferer or survivor of a serious medical condition the application process will be more complex than normal, but this is where Active Brokers can assist you. Our expert advisers will guide you through the process step by step, making it a stress free affair.

The cost of premiums on Life Insurance will generally be higher for someone who’s lived with a serious medical condition than what a healthy person will be paying. However, the exact cost will depend on the severity of your condition, whether you’ve been cured and some other factors such as your age, lifestyle and any other medical conditions you could have. Your doctor may be contacted for a full medical report to ensure that the price you’re paying has been judged on professional medical advice.

To apply for a Life Insurance quote you need only click below to speak to our expert advisers. We have over 15 years of experience assisting clients in finding the best Life Insurance policy for their needs and budget, and will handle your details with sensitivity and confidentiality.

A little bit about Lymphoma and Leukaemia…

Lymphoma and leukaemia are both cancers that can be aggressive and affect the white blood cells by causing the cells in the immune system to multiply uncontrollably, creating mass loads of cells that are not mature enough to fight off infection. This means the immune system is less effective and the sufferer is more vulnerable to infections and other diseases.

The symptoms of these diseases are similar, except lymphoma will generally have swelled nodes in the neck, armpit or groin. This means that there may be some other symptoms that will depend on where the swelled nodes arise. The severity of the symptoms of leukaemia will depend on how aggressive the cancer is. Symptoms include: weight loss, fevers, tiredness, breathlessness, night sweats, frequent infections, unusual bleeding, flat red or purple spots, bone and joint pain, discomfort in the abdomen and being susceptible to bruise easily.

The causes of these conditions are relatively unknown, but there are factors that will increase your chances of developing the cancers. Lymphoma is caused by a mutation, but the causes of the mutation are unclear. Factors that increase your risk of developing lymphoma generally weaken the immune system, such as conditions like HIV, and medical treatments that have weakened the immune system before. Also, EBV (a virus) will increase your risk of lymphoma if you’ve been exposed to it. Leukaemia is caused by over active stem cells which create too many immature cells. The factors that can increase your risk of developing this cancer are radiation exposure, benzene (a drug found in cigarettes), previous cancer treatments, blood disorders, genetic disorders and some environmental factors; however these environmental factors, such as living near a nuclear power station, have not been proved.

The treatments available for these conditions revolve around chemotherapy and sometimes radiotherapy. For leukaemia there is a more structured approach to chemotherapy. The first stage is called induction, where the aim is to kill as many leukaemia cells as possible. Stage two is used when induction has been successful. This stage, called consolidation, involves regular injections of chemotherapy which can be administered without a prolonged stay in a hospital. This should last for several months.

The side effects of chemotherapy are: nausea, vomiting, diarrhoea, loss of appetite, mouth ulcers, tiredness, skin rashes, hair loss, and maybe even infertility in the case of lymphoma. Infertility could be temporary or permanent. To find out more, visit the NHS pages for Lymphoma and Leukaemia or talk to your doctor or GP.

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