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Stroke Life Insurance

As someone who’s suffered from a stroke, you will understand how quickly fatal accidents can strike when you’re least expecting them. Life Insurance is therefore vital in ensuring that you can have peace of mind knowing that your loved ones will be financially secure in the event of your passing away.

You may find that it is more complex to find and apply for a suitable Life Insurance policy if you have suffered and survived through a stroke in the past. Often you will go through a more extensive medical check and your doctor or GP will be contacted for a full medical report. By using Active Brokers you can be sure that a professional advisor will take you through every step of the process, taking out all the hassle of finding the right Life Insurance policy for you. The professionals at Active Brokers understand how severe a stroke can be and will handle your inquiry with the greatest patience and care so that we can find you the best policy as efficiently as possible.

Many insurers will ask for a much higher price on your Life Insurance because of the increased risk of having another stroke if you’ve already suffered from one in the past, but by using Active Brokers you can find the best price available as we can find deals on insurance for you that aren’t available to other insurance sources, such as price comparison websites.

Click below to get a quote for Life Insurance from our expert advisers at Active Brokers.

A little bit about Strokes…

A stroke is a serious medical condition where the blood supply to parts of the brain is cut off causing brain cells to die leading to brain damage and possibly death. The most common type of stroke is ischaemic where blood clots block the flow of blood to the brain, the other type of stroke is haemorrhagic where a blood vessel bursts in the brain and is usually caused by high blood pressure.

The causes of a stroke are largely preventable, such as altering your lifestyle. Some other causes may rely on you being of an older age, having a family history of stroke, being of a certain ethnic group such as south Asian, African or Caribbean, and if you have a previous medical history of cardiac problems.

The symptoms of a stroke are as follow:

  • The face can drop on one side or droop, and they may be unable to smile
  • The person having a stroke may not be able to lift their arms because of weakness or numbness
  • The voice of the person may be slurred, and in some cases the person may not be able to speak at all despite appearing to be conscious

The treatments for a person suffering from a stroke rely on fast action being taken to get the person to the hospital for specialist care. Alteplase may be prescribed to dissolve the blood clots, and regular doses of aspirin can prevent further blood clots from forming. In the case of haemorrhagic strokes surgery is required to remove the damaged blood vessels in the brain, and medicines can be administered to lower blood pressure thus preventing further strokes. To reduce the chances of having a stroke, the NHS recommends you maintain a healthy balanced diet and participate in regular exercise as well as reducing alcohol consumption and avoiding smoking altogether.

Recovering from a stroke generally takes a long period of rehabilitation before sufferers can become fully independent again. In some cases the patient may not ever fully recover depending on the extent of brain damage caused by the stroke. The mental strain of suffering and recovering from a stroke often results in psychological side effects, such as depression and anxiety disorders.
To find out more about Life Insurance with a mental illness see the Active Brokers page.

For more information on strokes, go to the NHS website.

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