Although with many people, being over the age of 50 can be a delicate subject, it is an inescapable fact of life that the older you become, the more expensive it is to take out life insurance. What’s more, the chances of suffering from a medical condition that can affect your life insurance premium is, for some, also inescapable.
For various reasons, some people may wish to take out life insurance but without being required to take a medical examination. Whilst many insurance providers will insist on a medical examination by a qualified doctor as a condition of offering life cover (and in most cases the outcome of which will form part of their risk assessment), we can help to find insurers who offer “no medical” life insurance.
A person taking out over 50s life insurance will not generally need to undergo a medical examination in order to obtain life insurance, except in unusual circumstances.
We must, of course, emphasize that if any important information is omitted or falsified during the application process, the insurance policy will almost certainly become invalidated.
To find good deals on life insurance over 50s have a number of choices. An over 50s life insurance plan can be found via an insurance broker, like us! We can provide you with a number of comparable quotes for different types of policies; you need not scour the internet. Because we use a specialist comparison system directly linked to the top UK insurance companies, you can compare quickly and conveniently without the hassle of searching individual insurers yourself, thus saving you valuable time getting a life insurance quote.
You should be aware that inexpensive life insurance quotes may not necessarily provide an adequate level of cover that fits your needs. As is true with all types of insurance, it is to be strongly advised that speaking to our life insurance advisers who will ensure that you choose the right policy, based on your circumstances. It is certainly possible to find good policy on affordable life insurance for the over 50s.