Category Archives for Gary Das

Getting A Self-Employed Mortgage!

If you are thinking of applying for a mortgage, start your preparations early, about 12-24 months in advance is ideal. This gives you time to sort out any potential sticking points that might arise, like overdrafts, or deposit amounts, or even proof of addresses. This article is going to look at all the paperwork you […]

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What Is A Self-Employed Mortgage?

You would be surprised the number of times my team and I get asked: ‘what is a self-employed mortgage?’ You see, in the UK there aren’t different types of mortgages available to different types of employed people. Everyone has access to the same products (within reason). It is the hoops you have to jump through, […]

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How to Get a Mortgage When Self-Employed, My Story!

I’m a company director and my wife, Ayesha, is a sole trader.  We had a mortgage from before we were self-employed, but with house prices constantly on the rise, we decided in 2015 that it was time to move so started looking for our dream home.  We approached our existing lender, however, their procedure for […]

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Gary Das

Gary Das - Active Brokers

Owner and Founder (ENTJ) Gary became self-employed on 1st November 2006 and has a vision to make Active the No. 1 Broker in the UK, championing the self-employed and business owners. He is easily the most energetic and motivated in the office. Gary aspires to work with a developer to build leading mortgage software and […]

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VIDEO – Multiple Income Sources

Or if you’ve just come from Facebook, you can watch part 2 here: Your home may be repossessed if you do not keep up repayments on your mortgage.

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What do lenders look for with my earnings?

ask more questions mortgage lenders earning

Whether you are employed or self-employed, mortgage lenders are going to go through your bank statements with a fine tooth-comb. Here are some of the main things they will be looking out for in your earnings, and some tips on how to get ready in advance. Your income, expenses, money managing skills and future predictability […]

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I’m Self-Employed; can we get a mortgage?

married couple mortgage self-employed

Every week we get a new enquiry from someone worried because their income isn’t as simple as it would be if they were employed. We’re different and our answer is always the same: just because they or their partner is self-employed or they don’t fit the criteria of the big high-street lenders, that doesn’t mean they […]

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