Category Archives for Guides

How much can I borrow as a sole trader?

This week I have had a lot of phone calls from sole traders who have an income of £12k per year asking me for mortgages of £300,000+. Now although they feel this is affordable, we live in a mortgage world that means income must always be proven with formal documents. If you a sole trader […]

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How to buy a home if your credit rating sucks

The recent economic downturn has trapped many people in difficult financial situations.  If you’re one of these people and you are looking for a way onto the property ladder, having a bad credit history can really feel like a kick in the teeth when it comes to applying for a mortgage. The high street lenders […]

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How To Test Your Dream Home

lavender home feature image blog Active Brokers Gary Das

So, you’ve been property hunting and narrowed down your shortlist of properties to just 1… but how do you know if it’s truly your Dream Home? Follow these 5 tips to test your property and find out if it really could be your Dream Home. 5 ways of knowing if it’s “the One” 1. This might […]

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How to Choose the Perfect Property

Active Brokers blog how to choose the perfect property Gary Das

House prices are climbing. With the demand for properties rising and the supply of new build homes still falling short, quality homes are scarce. Many houses don’t linger on the market for long – so when you stumble over a great-looking home, how do you quickly decide that it’s the right property for you before […]

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Building Your Dream Home

building your dream home building in field windows light

The idea of building your own home is an exciting one but for most people it remains a fantasy. Where do you start? What costs are involved? Do you need planning permission? Are there restrictions? How do you know how much is “too much”? The questions can be endless. There is so much to do […]

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A Short Guide to Valuations and Surveys

surveys and valuations hedge spheres

Surveys are an important part of the property purchase process. Surveys can both save and help you to raise the money necessary to buy your new home, however there are several different types. Unless you’ve done this before it can be confusing, leaving you wondering whether you’ve wasted time commissioning the wrong type of survey. […]

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6 costs you can forget about when moving home

unfurbished room moving home save money

Finally! A money saving blog post that will really make a difference. These must-have tips can save you a lot of time and money when you’re on the move. Moving home can really hurt your wallet. Not only are you paying humongous amounts for a deposit but additional fees such as stamp duty, valuations and other […]

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Everything you should know about Buy To Let Mortgages

buy to let show home tag

Creating a Buy to Let scheme is not for the faint hearted. It takes a lot of investment and commitment for the long haul. Are you 100% certain that you can work on a Buy to Let scheme in the long term, and have the support to stay financially stable? Still, investing in a Buy to […]

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Business Strategy 2016 – Reduce Sick Leave

business strategy 2016: reduce sick leave

While we’re only 6 days into 2016, Active Brokers had been busy preparing for the New Year since early December. We’re excited to announce new systems, goals and a business strategy coming into play. We’ve had a busy year expanding into mortgages, commercial and business insurance. Along the way we’ve picked up a lot of tips that you […]

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Smart Finances 2016 – The Guide

2016 Finance Guide

As 2015 draws to a close, you’ll be thinking about Christmas, family and festivities. But at Active Brokers we’re already focused on how we can help you make 2016 a financially smart year for you. Our expert in-house advisers have drawn up these brilliant finance tips for 2016 so that you know how to save […]

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