Category Archives for Mortgages

Proving Your Income When Trying To Get A Self-Employed Mortgage!

Getting a mortgage if you are employed in a regular job can be a drama, but not as problematic as when you are trying to get a self-employed mortgage. Different lenders will take different approaches to establishing your income. Some will work for the most recent year’s income, others will look much further back. The […]

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How To Let Your Existing Property And Secure A New Mortgage When You’re Self-Employed!

If you are fortunate enough to be in the position where you are looking to let your existing property, or are using it to free up funds for a deposit for a new mortgage, then you have come to the right place. The hoops that you will have to jump through, in order to secure […]

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6 Tips For Sole Traders To Help Get A Self-Employed Mortgage!

I find the key to getting a mortgage is preparation. If you prepare for all eventualities, you should be covered. This article explores 6 tips aimed at helping sole traders get a self-employed mortgage: 1. How can I prove my income as a self-employed person? You are going to require your Tax Calculation (a self-employed […]

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Getting A Self-Employed Mortgage!

If you are thinking of applying for a mortgage, start your preparations early, about 12-24 months in advance is ideal. This gives you time to sort out any potential sticking points that might arise, like overdrafts, or deposit amounts, or even proof of addresses. This article is going to look at all the paperwork you […]

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What Is A Self-Employed Mortgage?

You would be surprised the number of times my team and I get asked: ‘what is a self-employed mortgage?’ You see, in the UK there aren’t different types of mortgages available to different types of employed people. Everyone has access to the same products (within reason). It is the hoops you have to jump through, […]

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Let’s make getting a Self-Employed Mortgage easy

Active Brokers | The Self Employed Mortgage Experts

The credit crunch has changed the whole Self-Employed mortgage industry and In today’s market, I sometimes prefer to deal with clients my age, younger or someone who has had a mortgage post-2010 because they don’t remember “the good old days.”   Before 2008 we had a lovely method of verifying income called Self-Certification which basically meant […]

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Is Overpaying Your Mortgage Worth It?

Active Brokers | The Self Employed Mortgage Experts

It’s a tempting thought to overpay your mortgage when you have some money to spare.  A lot of people do it and some claim to have saved £1000s in interest.  But is it really worth it? The Good Overpaying your mortgage can result in your mortgage being paid off quicker without reducing the term This […]

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